The financial products offered by First Choice Business Capital, LLC, may be Business Loans or Merchant Cash Advances. These are not consumer loans. Interest rates are determined by the specific lending program you qualify for, as well as industry type, time in business, verified revenue, loan amount, loan term, credit score, credit usage and history, and business report information, among other things. Some loans may require you to repay a fixed amount of interest, so paying off early won’t save you any money and, in fact, may increase your effective interest rate. Payments are calculated based on a range of interest rates and repayment terms offered. Some business loans might be provided by third parties, and subject to lender approval. First Choice Business Capital, LLC is a registered ISO of Business Financial Services. (c) Copyright 2015. All rights reserved. The information presented here does not constitute an offer or commitment.